NASHVILLE, Tenn., (June 29, 2026) – As families prepare to celebrate Independence Day, AAA- The Auto Club Group is reminding homeowners that fireworks can create more than a safety risk, they can also lead to costly property damage and liability concerns.
Fireworks remain one of the most recognizable parts of the holiday, but they also carry serious risks. There were 11 reported fireworks-related deaths and 14,700 injuries in 2024. Fireworks started an estimated 32,302 fires in 2023, including 3,760 structure fires and $142 million in direct property damage
“Even well-planned fireworks displays can end in injury or property damage,” said Megan Cooper, spokeswoman for AAA – The Auto Club Group. Before the celebration begins, be sure to understand your insurance coverage and take steps to limit potential risk.”
Insurance Advice Before Using Fireworks
Review your homeowner’s insurance policy
Confirm whether your policy covers fire-related damage, guest injuries, detached structures and liability claims
Understand that coverage may vary if fireworks are illegal in your area or used improperly
Document valuable outdoor property and move flammable items away from fireworks before the celebration
Safety Tips
Keep fireworks away from homes, vehicles, decks, dry grass and trees
When disposing of fireworks, soak them with water and keep them away from homes and vehicles
Never allow young children to handle fireworks, including sparklers
Keep a bucket of water or a garden hose nearby in case of fire
Never use fireworks while impaired by alcohol or drugs
Reduce risk by attending a professional fireworks display instead
For more information about insurance coverage and ways to protect your home, contact your AAA insurance agent or visit AAA.com/Insurance.
